We respect your Privacy
我们尊重您的隐私
Morgan Stanley collects, holds, uses, verifies and discloses (“processes”) information about individuals which may constitute personal data, under PRC data protection and privacy laws.
摩根士丹利根据中国信息保护和隐私法律,收集、持有、使用、核实和披露(“处理”)可能构成个人信息的信息。
Unless advised otherwise, all references to Morgan Stanley, "we", or "our" in this Privacy Policy includes, individually and collectively, Morgan Stanley entities located in the PRC, that process personal data as processors. A list of Morgan Stanley firms can be found on the corporate website of Morgan Stanley here
除非另有说明,本隐私政策中所有提及摩根士丹利、“我们”或“我们的”之处,指位于中国地区的摩根士丹利实体(单独或集体),他们作为处理者处理个人信息。摩根士丹利公司的名单可查询摩根士丹利公司网站 此处。
In connection with specific products or services offered by Morgan Stanley, you will also be provided with additional privacy policies or statements which are relevant to those specific products or services.
就摩根士丹利提供的特定产品或服务而言,您还将获得与这些特定产品或服务相关的额外隐私政策或声明。
This Privacy Policy describes:
本隐私政策描述了
Please read this Privacy Policy carefully to understand how we process your personal data.
请仔细阅读本隐私政策,了解我们如何处理您的个人信息。
1. What personal data we collect?
我们收集哪些个人信息?
If you deal with Morgan Stanley as a private client or otherwise in your individual capacity e.g. relating to a trust or investment vehicle established to invest on your behalf or as a prospective employee, then we may collect the following types of personal data about you:
如果您作为私人客户或以其他个人身份与摩根士丹利交易,例如与为代表您投资而设立的信托或投资工具有关,或作为潜在员工,那么我们可能会收集您以下类型的个人信息:
- Personal details, such as name, age, date of birth, gender, citizenship, occupation and marital status;
个人详细信息,例如姓名、年龄、出生日期、性别、国籍、职业和婚姻状况; - Contact details, such as current and previous address, telephone, email, in some cases both private and work-related contact details;
通讯详细信息,例如现在和以前的地址、电话、电子邮件,在某些情况下包括私人的和与工作有关的通讯详细信息; - Identification documents, such as your passport, copies which generally include a head and shoulders photograph from, as applicable, your passport, national identity card or driver's license, as required and permitted by applicable laws and regulations addressing due diligence and related matters;
身份证明文件,按照适用法律法规所要求和允许的尽职调查和相关事项,例如您的护照,副本一般包括您的护照、身份证或驾驶证上包含头肩的照片,; - A government-issued personal identifier (as permitted by law);
政府颁发的个人识别信息(当法律允许时); - Personal details relating to your immediate family members and details relating to any senior political figures (e.g. senior military or government official) to whom you are connected;
与您的直系亲属有关的个人详细信息,以及与您有关系的任何高级政治人物(如高级军事或政府官员)有关的详细信息; - Financial information, including source of wealth/funds, investment experience and objectives, risk tolerance and representations required under applicable law or regulation concerning your financial resources; and
财务信息,包括财富/资金来源、投资经历和目标、风险承受能力以及适用法律或法规要求的关于您金融资源的陈述;以及 - Information relating to political affiliations, trade union membership or criminal convictions (as required and /or permitted by law).
与政治派别、工会会员或刑事定罪有关的信息(当法律要求和/或允许时)。
If Morgan Stanley is providing credit to you, we also collect personal information about you that is credit information, including:
如果摩根士丹利向您提供信贷,我们也会收集属于信贷信息的您的个人信息,包括:
- The fact that you have applied for credit, the credit type, the credit provider and the amount;
您已申请信贷的事实、信贷类型、贷方和金额; - If permitted, your credit history with other credit providers, including whether or not you have met obligations to make repayments in the past;
如果允许,您在其他贷方的信用记录,包括您过去是否履行了还款义务; - Default and payment information about you;
关于您的违约和付款信息; - Court proceedings information about you;
有关您的法院诉讼信息; - Personal insolvency information about you;
有关您的个人破产信息; - Publicly available information about you that relates to your creditworthiness; and
与您信用度相关的公开信息;以及 - If permitted, an opinion of a credit provider confirming whether or not you have committed a serious credit infringement in relation to consumer credit provided by that provider to you.
如果允许,贷方关于确认您在该贷方向您提供消费信贷方面是否有严重信用违规行为的意见。
If you deal with Morgan Stanley in the capacity of an officer, employee, director and or principal of one of our corporate or institutional clients, the personal data we collect about you personally includes:
如果您以我们公司或机构客户的高级管理人员、员工、董事和/或负责人的身份与摩根士丹利交易,我们收集的有关您个人的信息包括:
- Your name, date of birth and contact details;
您的姓名、出生日期和通讯详细信息; - Your role/position/title and area of responsibility; and certain identifying information (e.g. passport photo, etc.) as required by applicable law; regulations addressing money laundering and related matters; and
您的职务/职位/职衔和负责领域;以及适用法律要求的某些识别信息(如护照照片等);处理洗钱和相关事项的法规;以及 - Information relating to political affiliations, trade union membership or criminal convictions (as required and /or permitted by applicable law).
与政治派别、工会会员或刑事定罪有关的信息(当法律要求和/或允许时)。
As well as the individuals described above, we may also request sensitive personal data from employees, applicants for employment or individuals wishing to provide services to us. We will only collect and process sensitive personal data where we have your consent.
除上述单项外,我们还可能要求员工、求职者或希望向我们提供服务的个人提供敏感个人信息。我们只有在得到您的同意时才会收集和处理敏感个人信息。
Of course, you are not required to supply any of the personal data that we request. However, failure to supply any of the personal data that we request may result in our being unable to open or maintain your account, provide services to you or your company, discuss any other opportunities with you or deal with other matters.
当然,您无义务提供我们所要求的任何个人信息。然而,未能提供我们要求的任何个人信息,可能导致我们无法开设或维持您的账户,无法向您或您的公司提供服务,无法与您讨论任何其他机会或处理其他事项。
While we make every effort to ensure that all personal data we hold about you is accurate, complete and up to date, you can help us considerably in this regard by promptly notifying us if there are any changes to your personal data. To extent permissible under applicable law, we shall not be responsible for the authenticity of any personal data or sensitive personal data or any losses arising from any inaccurate or deficient personal data or sensitive personal data that you supply to us.
虽然我们尽一切努力确保我们持有的关于您的所有个人信息是准确、完整和最新的,但如果您的个人信息有任何变化,您可以及时通知我们,这将对我们有很大的帮助。在适用法律允许的范围内,我们不对任何个人信息或敏感个人信息的真实性负责,也不对您因提供给我们的个人信息或敏感个人信息不准确或有缺陷而引起的任何损失负责。
2. How do we collect your personal data?
我们如何收集您的个人信息?
The personal data we collect regarding you comes primarily from information that you submit to us or that is otherwise captured during the course of your relationship with us.
我们收集的关于您的个人信息主要来自您提交给我们的信息,或在您与我们来往过程中以其他方式获得的信息。
For clients, we obtain personal data about you from the forms and documents used when you apply for an account with us, from your transactions with us and from your access to or use of our products and services.
对于客户,我们从您申请我们的账户时使用的表格和文件、您与我们的交易以及您访问或使用我们的产品和服务中获得您的个人信息。
For employees or applicants for employment, we obtain personal data about you from your resume or job application form.
对于员工或求职者,我们从您的简历或工作申请表中获得您的个人信息。
For individuals employed by a company providing service to Morgan Stanley, we request personal data about you from your employer.
对于受雇于为摩根士丹利提供服务的公司的个人,我们会要求您的雇主提供关于您的个人信息。
We also collect personal data when we monitor or record our communications with you or through use of certain technology as detailed further below.
我们还监测或记录我们与您沟通时,或通过使用某些技术来收集个人信息,详见如下。
3. Personal data obtained from other sources
从其他渠道获得的个人信息
We also obtain your personal data from our agents or service providers acting on our behalf, from third parties authorized to provide us with such information, such as credit reporting bodies, other credit providers or other agencies used for running due diligence checks, authorized third parties performing identity verification procedures on our behalf and/or from third parties who provide services to you such as your financial adviser, financial planner, dealer group, accountant or other professional adviser.
我们还从我们的代理人或代表我们行事的服务提供者;被授权向我们提供此类信息的第三方,如信用报告机构、其他信用提供者,或运作尽职调查的其他机构;代表我们执行身份验证程序的授权第三方和/或向您提供服务的第三方,如您的财务顾问、财务规划师、经销商集团、会计师或其他专业顾问,来获取您的个人信息。
The personal data we obtain through these sources include personal details, contact details, identification documents, personal identifier, financial account information, and where permitted by applicable law and only to the extent needed information relating to political affiliations, trade union membership or criminal convictions. In addition, where Morgan Stanley is offering credit to you and these sources are performing identity verification functions in relation to such credit offering, they will disclose name, date of birth and address to a credit reporting agency if permitted by applicable law. In such instance, the credit reporting agency will perform an assessment of whether the information matches its record, either in whole or part, and provide the assessment results to us. Please inform your Morgan Stanley representative in the event you do not want your personal data verified against credit reporting agency information for identity verification purposes, who will discuss other options available to you.
我们通过这些来源获得的个人信息包括个人详细信息、通讯详细信息、身份证明文件、个人标识符、金融账户信息,以及在适用法律允许的情况下,并仅在需要的情况下,与政治派别、工会会员或刑事定罪有关的信息。此外,如果摩根士丹利向您提供信贷,且这些来源正在履行与该信贷提供有关的身份验证职能,则在适用法律允许的情况下,他们将向信用报告机构披露姓名、出生日期和地址。在该等情况下,信用报告机构将评估该信息是否与其记录全部或部分相符,并向我们提供评估结果。如果您不希望您的个人信息与信用报告机构的信息进行身份验证,请通知您的摩根士丹利代表,他们将讨论您可以选择的其他方案。
Some of this information is publicly accessible and/or reliable and independent databases that we access through an authorized third party to whom we disclose your personal data for the purpose of performing required identity verification procedures.
其中一些信息是公开的和/或可靠的独立信息库,我们通过授权第三方访问这些信息库,我们向其披露您的个人信息,以执行所需的身份验证程序。
Where you are an individual associated with a corporation or institution with whom Morgan Stanley does business, your personal data will also be provided to us via that corporation or institution. Such personal data includes personal and contact details, financial information, identification documents and, where permitted by applicable law and only to the extent needed, information relating to political affiliations, trade union membership or criminal convictions.
如果您是与摩根士丹利有业务往来的公司或机构相关的个人,您的个人信息也将通过该公司或机构提供给我们。此类个人信息包括个人详细信息和通讯详细信息、财务信息、身份证明文件,以及在适用法律允许的情况下,并仅在需要的情况下,与政治派别、工会会员或刑事定罪有关的信息。
4. What are the purposes and legal basis for which we use your personal data?
我们使用您个人信息的目的和法律依据是什么?
We will only process your personal data based on a valid legal ground and subject to any related exemptions under applicable laws. We may (with your prior consent where required by applicable law) process and use your personal data, as applicable:
我们仅根据有效的法律依据处理您的个人信息,并受适用法律规定的任何豁免的约束。我们可以(如适用法律要求,将事先征得您的同意)在适用情形下处理和使用您的个人信息:
- To enter into or executing a contract with you for the services or products you request, or for carrying out our obligations under such a contract;
为与您签订或执行您所要求的服务或产品的合同,或为履行我们在该合同下的义务; - To administer and operate services in accordance with the customer documents (including without limitation authorising or confirming transactions and for billing purposes);
为管理和运营客户文件(包括但不限于授权,或确认交易,以及计费目的); - To provide operational support and development of our businesses including to evaluate customer service, efficiency and cost, as well as risk management purposes;
为我们的业务提供运营支持和发展,包括评估客户服务、效率和成本,以及风险管理目的; - To contact you about other services and products we offer (with your prior consent where required by applicable law);
为我们提供的其他服务和产品与您联系(如适用法律要求,将事先征得您的同意); - For monitoring purposes specified section 5 below;
出于下文第5条规定的监测目的; - For recruitment purposes, to confirm your references and educational background and to consider your suitability for any current or future recruitment requirements;
出于招聘目的,验证您的推荐和教育背景,并考虑您是否适合任何当前或未来的招聘要求; - In case of employees, to carry out the employment relationship, to fulfill our duties as an employer and to make use of our rights as employer;
如果是员工,为履行劳动关系,为履行我们作为雇主的职责,以及为使用我们作为雇主的权利; - For internal training purposes;
出于内部培训的目的; - To exercise and defend our legal rights including in relation to any litigation, disputes or contentious matter we or that of any associated firm are involved in and/or to assist with investigations, complaints, regulatory requests, litigation, arbitration, mediation or requests from individuals, subject to applicable law;
为行使和维护我们的法律权利,包括与我们或任何关联方所涉及的任何诉讼、纠纷或争议事项有关,和/或在适用法律范围内协助调查、投诉、监管要求、诉讼、仲裁、调解或个人的要求; - In order to comply with legal and regulatory obligations and requests, (including any legal or regulatory guidance, codes or opinions), applicable to us or for the performance of a task carried out in the public interest;
为遵守适用于我们的法律和监管义务和要求(包括任何法律或监管指南、准则或意见),或为了执行一项为公共利益而开展的任务; - To carry out credit, money laundering and conflict checks and for fraud, financial crime prevention purposes (and this may include consideration of information regarding political affiliations and criminal offences committed or alleged to have been committed); to verify your personal data we collect from you for such credit, money laundering and conflict checks; and
为实施信用、洗钱和利益冲突检查,以及预防欺诈、金融犯罪的目的(这可能包括考虑有关政治派别的信息,和实施或被指控实施的刑事犯罪的信息);核实我们为此类信用、洗钱和利益冲突检查而向您收集的您的个人信息;以及 - For reporting (including without limitation transaction reporting) to, and audits by, national and international regulatory, enforcement or exchange bodies and complying with court orders associated with us subject to applicable law; and for monitoring purposes specified below.
在遵守适用法律的前提下,用于向国家和国际监管、执法或交易机构报告(包括但不限于交易报告),以及由这些机构进行审计,并遵守与我们相关的法院命令;以及用于下文规定的监测目的。
5. What monitoring do we conduct?
我们采取什么监测措施?
To the extent permitted by applicable law, we, access, review, disclose, intercept, monitor and/or record (“Monitor”) (i) verbal and electronic messaging and communications (e.g., telephone, facsimile, sms, instant message, email, Bloomberg and any other electronic or recordable communications) with you and your agent (“Communications”) and (ii) your use of technology owned by or made accessible by us, our associated firms or any other persons on our or their behalf, including but not limited to systems that facilitate Communications with you or your agent, information processing, transmission, storage and access, as well as remote access (collectively “Systems”).
在适用法律允许的范围内,我们访问、审查、披露、拦截、监测和/记录“监测”(i)您和您代理人的口头和电子的信息和通信(例如:电话、传真、短信、即时信息、电子邮件、Bloomberg、以及任何其他电子或可记录的通信)(“通信”);以及(ii)您使用由我们、我们的关联方或代表我们或他们的任何其他人拥有或可获得的技术,包括但不限于促进您或您代理人通信、信息处理、传输、存储和访问的系统,以及作为远程访问的系统(统称为“系统”)。
- to establish the existence of facts (e.g., keeping records of transactions);
为确定事实的存在(例如保存交易记录); - to ascertain compliance with regulatory or self-regulatory practices or procedures which relate to our business;
为确定是否符合与我们的业务有关的监管,或自我监管的操作或程序; - to ascertain or demonstrate standards which are achieved or ought to be achieved by persons using Systems, including compliance with any terms of use associated with use of Communications and Systems;
为确定或证明使用系统的人已经达到或应该达到的标准,包括遵守与使用通信和系统有关的任何使用条款; - to prevent, detect or investigate crime, money laundering, fraud, financial crime and/or other breaches of applicable law;
为预防、检测或调查犯罪、洗钱、欺诈、金融犯罪和/或其他违反适用法律的行为; - to comply with applicable laws and regulations, this Privacy Policy and any applicable policies and procedures;
为遵守适用的法律和法规、本隐私政策以及任何适用的政策和程序; - to safeguard against the loss, theft, unauthorised and unlawful collection, use, disclosure, destruction or other processing or misuse of confidential and proprietary information;
为防止损失、盗窃、未经授权和非法收集、使用、泄露、销毁或以其他方式处理或滥用保密和专利信息; - to prevent, detect or investigate unauthorised use of Communications and Systems and/or data (e.g., Monitoring to ensure compliance with the our policies and procedures, including without limitation those relating to information security and cyber security);
为防止、检测或调查对通信和系统和/或信息的未经授权的使用(例如,监测以确保遵守我们的政策和程序,包括但不限于与信息安全和网络安全有关的政策和程序) - to ensure the effective operation of Morgan Stanley Systems (including telephones, email and internet) systems;
为确保摩根士丹利(包括电话、电子邮件和互联网)系统的有效运作; - for security or health and safety purposes;
出于安保,或健康和安全目的; - for support and administration purposes;
出于支持和管理目的; - to assist with investigations, complaints, regulatory requests, litigation, arbitration, mediation or requests from individuals, subject to applicable law; or
在遵守适用法律的情形下,为协助调查、投诉、监管要求、诉讼、仲裁、调解或个人的要求; - for evaluating the quality of customer service, efficiency, cost and risk management purposes.
出于评估客户服务质量、效率、成本,以及风险管理目的。
Monitoring is conducted by us using various methods, including: (i) the use of “intelligent” automated monitoring tools; (ii) IT filtering tools which randomly review Communications and Systems; (iii) through random monitoring of Communications and Systems, e.g. by authorised supervisors randomly joining on-going telephone calls on the sales and trading floors; (iv) specific monitoring of key Communications and Systems e.g. in relation to investigations, regulatory requests, subject access requests, litigation, arbitration or mediation or; (v) data tracking, aggregation and analysis tools that pull data from various disparate data sources to draw linkages and/or detect behavioral patterns, interactions or preferences for analysis (including predictive analysis); and/or (vi) using other similar Monitoring technology that may become available from time to time.
我们使用各种方法进行监测,包括:(i) 使用“智能”自动监测工具;(ii) 随机审查通信和系统的IT过滤工具;(iii) 通过随机监测通信和系统,例如,由授权主管随机加入销售和交易大厅正在进行电话;(iv) 对关键通信和系统进行特定监测,例如,有关调查、监管要求、主体访问请求、诉讼、仲裁或调解;(v) 信息跟踪、汇总和分析工具,从各种不同的信息源中提取信息,以建立联系和/或检测行为模式、互动或偏好,进行分析(包括预测性分析);和/或 (vi) 使用其他可能不时出现的类似监测技术。
We also use cookies and similar technologies to collect information about you when you visit our websites or interact with us on-line e.g. via email or other electronic means. To find out more about how we use cookies and similar technologies, how we process the information obtained through cookies and how to reject cookies, see Our Global Cookies Policy at https://www.morganstanley.com/global-cookie-policy.html
当您访问我们的网站或与我们在线互动(如通过电子邮件或其他电子方式)时,我们也使用cookies和类似技术来收集有关您的信息。要了解更多关于我们如何使用cookies和类似技术,我们如何处理通过cookies获得的信息,以及如何拒绝cookies,请参阅我们的全球cookies政策:https://www.morganstanley.com/global-cookie-policy.html。
6. When do we disclose personal data we collect about you?
我们何时披露您的个人信息?
You should know that:
您应知晓:
- Morgan Stanley does not sell, rent or trade your personal data; and
摩根士丹利不会出售、出租或交易您的个人信息;以及 - Morgan Stanley does not disclose your personal data, except as described in this Privacy Policy.
除本隐私政策中所述的情况外,摩根士丹利不会披露您的个人信息。
Our processing and use of your personal data, for the purposes specified in this Privacy Policy, includes disclosure of your personal data:
我们为本隐私政策中规定的目的处理和使用您的个人信息,包括披露您的个人信息:
- Between us and our associated firms, a list of which may be referred to in the corporate website of Morgan Stanley here;
在我们和我们的关联方之间披露,我们和我们关联方的名单可参考摩根士丹利的公司网站此处; - To other persons processing your personal data on our behalf or otherwise providing us or them with professional or other services including our associated firms and vendors which conduct operational, technology and customer service functions in various jurisdictions;
为向代表公司处理您的个人信息或以其他方式向公司提供专业或其他服务的其他人士披露,包括我们的关联方和在不同司法辖区进行运营、技术和客户服务职能的供应商; - To third parties such as settlement agents, overseas banks or exchange or clearing houses to whom we disclose personal data in the course of providing products and services to you;
向第三方披露,如结算代理、海外银行或交易所或清算所,我们在向您提供产品和服务的过程中将向其披露个人信息; - To credit reference, fraud prevention and other similar agencies, and other financial institutions, with whom information is shared for credit and money laundering checking and fraud prevention purposes;
向征信、预防欺诈和其他类似机构,以及其他金融机构披露,我们与这些机构共享信息,以进行信用和洗钱检查以及预防欺诈; - To persons to whom we assign or novate our rights or obligations;
向受让或更替我们的权利或义务的人披露; - To a prospective seller or buyer in the event that we sell or buy any business or assets or if all or substantially all of our assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets (in which case, we will notify you in accordance with applicable laws);
如果我们出售或购买任何业务或资产,或者我们的全部或大部分资产被第三方收购,则向潜在的卖方或买方披露,在该情况下,其持有的关于其客户的个人信息将是转让的资产之一(在该等情况下,我们将根据适用法律提前通知您); - To national and international regulatory, enforcement or exchange bodies or courts as required by applicable law or regulations or at their request, subject to applicable law; and
在遵守世界任何地区的适用法律法规的前提下,向国家和国际监管、执法或交换机构或法院披露,或根据适用法律应其要求披露;以及 - To any third party to whom you authorise us to disclose your personal data.向您授权我们披露您的个人信息的任何第三方披露。
In due course we will publish a list of such recipients to provide notice of the parties that can independently determine processing purposes and methods when processing your personal data, details on what, how and why they process your personal data. Should you require such information in the meantime, please contact our Data Protection Office as described below.
在适当的时候,我们将公布此类接收者的名单,通知处理您的个人信息时可以独立确定处理目的和方法的各方,详细说明处理您的个人信息的内容、方式和原因。如果您在此期间需要这些信息,请联系我们的信息保护办公室,如下所述。
These disclosures, subject to applicable law, involve overseas storage and other overseas transfer, processing and use of your personal data, and disclosure to these third parties, including in or to countries or territories where the laws may provide a different level of data protection. Without limiting the foregoing, your data will be disclosed by us to our associated firms and vendors which conduct operational, technology and customer service functions in various jurisdictions including China, Hong Kong S.A.R., Hungary, India, Japan, Singapore, United Kingdom and the United States of America and other countries where Morgan Stanley operates (Global Offices). When personal data is transferred to such countries or territories not recognised under applicable law as offering an adequate level of data protection, we have put in place appropriate data transfer mechanisms as required under applicable law, (such as the EU Standard Contractual Clauses, and, in due course, clauses approved by the Cyberspace Administration of China), to ensure personal data remains protected. You can obtain a copy of the relevant data transfer mechanism we have put in place to protect personal data by contacting our Data Protection Office as described below.
在遵守适用法律的前提下,这些披露可能涉及境外存储和向境外转移、处理和使用您的个人信息,并向该等第三方披露,包括在法律可能提供不同程度的信息保护的国家或地区。在不限制前述规定的前提下,我们将向我们的关联方和供应商披露您的信息,这些关联方和供应商在不同的司法管辖区开展运营、技术和客户服务职能,包括中国大陆、香港特别行政区、匈牙利、印度、日本、新加坡、英国、美国以及摩根士丹利在其他国家运营的(全球办事处)。当您的个人信息被转移到这些国家或地区,而这些国家或地区在适用的法律下不被承认能提供足够的信息保护,我们已根据适用法律的要求建立了适当的信息转移机制(如欧盟标准合同条款,以及在适当的时候被中国网信部门批准的条款),以确保您的个人信息得到保护。您可以通过联系我们的信息保护办公室(如下所述)获得一份我们为保护您的个人信息而设置的相关信息传输机制的副本。
In due course, we will publish a list of the recipients to whom we transfer personal data outside of mainland China, their contact details and details on what, how and why such recipients process your personal data. Should you require such information in the meantime, please contact our Data Protection Office as described below.
在适当的时候,我们将公布我们向中国大陆以外地区转移个人信息的接收者名单、他们的联系方式以及这些接收者处理您的个人信息的内容、方式和原因的细节。如果您在此期间需要此类信息,请联系我们的信息保护办公室,详情如下。
7. How do we protect your personal data we collect about you?
我们如何保护您的个人信息?
Morgan Stanley maintains appropriate physical, technical and procedural safeguards designed to protect any information that you provide to us from accidental or unauthorised loss, misuse, damage, modification, access or disclosure.
摩根士丹利维持适当的物理、技术和程序保障措施,以保护您提供给我们的任何信息免遭意外或未经授权的损失、滥用、损坏、修改、访问或泄露。
Morgan Stanley has established a global Information Security Office, which leads efforts to:
摩根士丹利已经建立了一个全球性的信息安全办公室,负责领导以下工作:
- Safeguard the confidentiality and privacy of information resources;
保护信息资源的保密性和隐私; - Properly classify information resources;
对信息资源进行适当的分类; - Meet legal and regulatory obligations concerning the protection of information resources;
履行有关保护信息资源的法律和监管义务; - Implement and maintain information security policies and procedures;
实施和维护信息安全政策和程序; - Integrate protection of information resources into the process lifecycles of the business;
将信息资源的保护纳入业务流程生命周期; - Educate those working for or on behalf of Morgan Stanley on Information Security policies and responsibilities; and
对为摩根士丹利工作或代表摩根士丹利工作的人进行信息安全政策和责任方面的教育;以及 - Authenticate users and limit access to information resources based on authorization that has been granted.
对用户进行认证,并根据已获得的授权限制对信息资源的访问。
Third parties who process your personal data on our behalf are required to adhere to appropriate security standards designed to protect such information against unauthorised access, destruction or loss.
代表我们处理您的个人信息的第三方必须遵守适当的安全标准,以保护这些信息不被未经授权的访问、破坏或丢失。
8. How do we retain your personal data?
我们如何保存您的个人信息?
We retain personal data in an identifiable form in accordance with our records retention policy which establishes general standards and procedures regarding the retention, handling and disposition of personal data. Personal data is retained as long as necessary to meet legal, regulatory and business requirements. Retention periods will be extended if we are required to preserve personal data in connection with litigation, investigations and proceedings. Upon request, we and/or our associated firms will provide you with more information on the exact retention periods applying to your personal data in each case.
我们根据我们的记录保存政策以可识别的形式存储您的个人信息,该政策规定了有关保存、处理和处置个人信息的一般标准和程序。个人信息的保存时间以满足法律、法规和商业要求为限。如果我们被要求保存在诉讼、调查和程序中保存您的个人信息,则保存期将被延长。根据要求,我们和/或我们的关联方将向您提供更多信息,说明在每种情况下适用于您的个人信息的确切保存期。
9. What marketing do we conduct?
我们进行哪些市场营销活动?
If there are any products or services that we or our associated firms believe may be of particular interest to you, whether provided by us, by our associated firms, we or our associated firms will contact you by mail, email, telephone, etc., including, where permitted by applicable law, outside standard working hours or if you are travelling overseas. Where required by applicable law, we will request your prior consent before we or our associated firms use your personal data for marketing purposes. If you do not wish us to use or provide to our associated firms your personal data for marketing purposes, you may notify us at dataprotectionoffice@morganstanley.com any time or as directed in any marketing materials we send to you. Please note that if you do not wish us or our associated firms to contact you for such purposes, we or our associated firms may need to limit the range of products and services which we or our associated firms will offer to you or we or our associated firms may not be able to open an account for you or continue our relationship with you.
如果有任何我们或我们的关联方认为您可能特别感兴趣的产品或服务,无论是由我们或我们的关联方提供的,我们或我们的方将通过邮件、电子邮件、电话等方式与您联系,包括在适用法律允许的情况下,在标准工作时间之外或在您到海外旅行时。在适用法律要求的情况下,在我们或我们的关联方将您的个人信息用于市场营销目的之前,我们将事先征得您的同意。如果您不希望我们使用或向我们的关联方提供您的个人信息用于市场营销目的,您可以在dataprotectionoffice@morganstanley.com随时通知我们或按照我们发给您的任何市场营销材料的指示。请注意,如果您不希望我们或我们的关联方为该等目的与您联系,我们或我们的关联方可能需要限制我们或我们的关联方将向您提供的产品和服务的范围,或者我们或我们的关联方可能无法为您开立账户或继续与您的关系。
10. What rights do you have?
您拥有哪些权利?
To the extent provided by applicable law and subject to exemptions thereunder, you have the right to request access to and rectification or erasure of personal data; to obtain restriction of the processing of personal data; to object to the processing of personal data (including direct marketing); to request information about the ways in which and under what rules your personal data has been used by us; and to data portability. If we have collected personal data with your consent, please note that you have the right to withdraw this consent at any time, subject to applicable law and exemptions thereunder. If you wish to exercise any of your data protection rights or if you consider that we have processed personal data in violation of applicable law, please contact our Data Protection Office as described below. You may be required to supply a valid means of identification as a security precaution to assist us in preventing the unauthorized disclosure of your personal data. We will process your request within the time provided by applicable law. If you consider that we have processed personal data in violation of applicable law and failed to remedy such violation to your reasonable satisfaction, you may also lodge a complaint with a competent data protection authority.
在适用法律规定的范围内并受限于适用法律的免责条款,您有权要求访问、更正或删除个人信息;限制个人信息的处理;反对个人信息的处理方式(包括直接市场营销);要求提供关于我们使用您个人信息的方式和规则的信息;以及信息可携带性。如果我们在您的同意下收集了您的个人信息,请注意,您有权随时撤回此同意,但受限于适用法律及其免责条款。如果您希望行使您的任何信息保护权利,或您认为我们处理个人信息违反了适用法律,请按以下方式与我们的信息保护办公室联系。作为安全预防措施,您可能被要求提供有效的身份证明,以协助我们防止未经授权披露您的个人信息。我们将在适用法律规定的时间内处理您的请求。如果您认为我们处理个人信息违反了适用法律,且未能补救该等违法行为并令您合理地满意,您也可以向相关信息保护机构投诉。
In the case of a request for access to personal data, we reserve the right to charge an appropriate fee, if applicable and where permitted under applicable law. If a fee is chargeable we will advise you of the likely fee in advance where required under applicable law.
如果您提出访问个人信息的要求,我们保留在适用法律允许的情况下收取适当费用的权利。如果需要收取费用,我们将在适用法律规定的情况下提前告知您可能收取的费用。
11. How do we update this Privacy Policy?
我们如何更新本隐私政策
We may change or update portions of this Privacy Policy to reflect changes in our practices and or applicable law and regulation. Please check this Privacy Policy from time to time so you are aware of any changes or updates to the Privacy Policy, which may be indicated by a change in the effective date noted at the beginning of the Privacy Policy. Where required under applicable data protection and privacy laws, we will notify you of any change or update portions of this Privacy Policy by individual message or by disclosing the changes to the data processing on a publicly available medium.
我们可能会改变或更新本隐私政策的部分内容,以反映我们的做法或适用法律法规的变化。请不时查阅本隐私政策,以便您了解隐私政策的任何变化或更新,这些变化可能以隐私政策开头注明的生效日期的变化来表示。在适用的信息保护和隐私法律的要求下,我们将通过单独的信息或在公开可得的媒介上披露信息处理的变化,通知您本隐私政策的任何变化或更新部分。
12. How can you Contact Us?
您如何联系我们?
If you would like to contact us in respect of any element of this Privacy Policy, including, without limitation and subject to applicable data protection law, where you wish to exercise any of your data protection rights or where you wish to raise a complaint or grievance please contact our Data Protection Office on the details below.
如果您想就本隐私政策的任何内容与我们联系,包括但不限于在适用的信息保护法下,您想行使您的任何信息保护权利,或您想提出投诉或申诉,请通过以下方式与我们的信息保护办公室联系。
If you make a complaint about a breach of applicable data protection laws by Morgan Stanley, Morgan Stanley will respond as soon as possible to let you know who is responsible for managing your complaint. Morgan Stanley will investigate the complaint and where necessary we will consult with third parties who may be involved in the processing of your personal data. Morgan Stanley will respond to all complaints within such timeframes required under applicable law. If further investigation is required, it will be carried out and then you will be notified of a proposed remedy. This will be confirmed to you in writing
如果您就摩根士丹利违反适用信息保护法律提出投诉,摩根士丹利将尽快回复您,告知您受理您投诉的负责人。摩根士丹利将对投诉进行调查,并在必要时将问询可能涉及处理您个人信息的第三方。摩根士丹利将在适用法律要求的期限内回复所有投诉。如果需要进一步调查,我们将进行调查,随后将通知您建议的补救措施。这将以书面形式向您确认。
If you do not receive a response from us within such timeframes required under applicable law or your complaint is not resolved within that time to your satisfaction, you may apply to the applicable data protection authorities to have your complaint heard and determined.
如果您未在适用法律规定的期限内收到我们的回复,或您的投诉未在该期限内得到满意的解决,您可向适用的信息保护机构申请对您的投诉进行审理和裁决。
We will investigate any complaint and will notify you of the making of a decision in relation to your complaint as soon as is practicable after it has been made.
我们将对任何投诉进行调查,并在投诉后尽快通知您有关您投诉的决定。
Contact Details:
联系方式:
By email: dataprotectionoffice@morganstanley.com
通过电子邮件:dataprotectionoffice@morganstanley.com